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Privacy Policy

Effective Date: February 15, 2025
 

Northwestern Finance, a division of Shahji Fintech Private Ltd ("Company", "we", "us", "our") is committed to safeguarding your privacy. This Privacy Policy describes how we collect, use, share, and protect your personal information when you interact with our products, services, and website.

1. Information we collect

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We collect the following types of personal and financial information:

  • Personal Identifiable Information (PII): Name, address, date of birth, contact details, PAN, Aadhaar, and other KYC-related details.

  • Financial Information: Bank account details, credit history, income details, transaction records, and loan-related data.

  • Device & Technical Data: IP address, device type, browser information, and cookies.

  • Other Information: Employment details, references, and any other data necessary for financial transactions.​​

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2. How we collect information

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We may collect information through the following means:​

  • Directly from you when you fill out forms, apply for loans, or use our services.

  • Through digital interactions (our website, mobile app, and third-party platforms).

  • From credit bureaus, financial institutions, and regulatory authorities.

  • Via cookies and analytics tools for improving user experience.

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3. Purpose of collecting information

 

We use your information for:

  • Verifying identity and conducting KYC compliance.

  • Processing loan applications, repayments, and transactions.

  • Conducting credit assessments and risk analysis.

  • Complying with legal and regulatory requirements.

  • Enhancing customer service and offering relevant financial products.

  • Fraud detection and prevention.

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4. Sharing of information

 

Your data may be shared with:

  • Regulatory authorities, credit bureaus, and law enforcement agencies as required by law.

  • Financial institutions, payment service providers, and insurance partners.

  • Third-party service providers who assist in loan processing, verification, and IT services.

  • Affiliates or business partners for product offerings (with your consent where required).

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5. Data security and retention

 

  • We implement security measures such as encryption, firewalls, and restricted access to protect your data.

  • Data is retained for as long as necessary for business, legal, and regulatory purposes.

6. Your rights and choices

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You have the right to:

  • Access, update, and correct your personal information.

  • Withdraw consent (where applicable) for data processing.

  • Request deletion of data, subject to legal and regulatory constraints.

  • Opt-out of marketing communications.​

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7. Cookies and Tracking Technologies

 

We use cookies and similar technologies to enhance your experience. You can manage cookie settings via your browser.

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8. Third-Party links

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You have the right to:

  • Access, update, and correct your personal information.

  • Withdraw consent (where applicable) for data processing.

  • Request deletion of data, subject to legal and regulatory constraints.

  • Opt-out of marketing communications.​​

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9. Changes to this policy

 

​We may update this policy periodically. Changes will be communicated via our website or other appropriate channels.

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10. Contact us

 

For queries or concerns, contact us at: Shahji Fintech Private Ltd
2 Ka 4, Sector 2, Jawahar Nagar, Jaipur, RJ - 302004
northwesternfinance@gmail.com
+91-9929820052

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